Our Services

We provide assistance that is especially designed to match your values and expectations. We are highly trained in helping you link your financial goals with your core values regarding stewardship and social responsibility. 


In addition to our inhouse expertise and service, we have a rich network of relationships with other professionals and professional associations which enables us to draw on a broad spectrum of tools in serving you.


SERVICE PHILOSOPHY

Our services are geared to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth. By helping you acquire the information you need to pursue your financial objectives, we aim to establish long and trusted relationships with our clients.

We are committed to providing the highest level of service to the individuals and communities we serve. All of our services are driven by our commitment to meet client needs and goals.


FEES

How we work with clients is driven by what our clients wish to accomplish. Our initial consultation is without fee or obligation. Once we determine your financial planning goals, we charge an hourly fee or a planning fee for financial planning. For clients who want their assets managed, we have a management fee schedule. All fees are discussed in full prior to implementation. The aggregate account size minimum is $250,000 per household.


PLANS AND SERVICES

 

 

Personalized Financial Planning

Investment Management

Estate Planning Services

Retirement Savings

Education Funds

Brokerage Services

Mutual Funds

Annuities

Life Insurance

Disability Insurance

Long-term Care Insurance

 

 

Personalized Financial Planning 

 

Using time wisely in a complimentary introductory appointment, we can discover whether it would be helpful to you for us to work together in developing strategies for reaching, achieving and monitoring your financial goals. As one of our clients, we will commit helping you  evaluate your financial situation and develop a strategy to meet your  short-term and long-term goals.


Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth. By helping you acquire the information you need to pursue your financial and ethical objectives, we hope to establish long and trusted relationships with our clients.

Pre-Meeting Financial Planning Questionnaire

Investment Management 

 

We offer managed fee based accounts for clients who want to delegate the management of their acounts to a professional providing expertise in sustainable, responsible impact investing. Many of our clients desire the ease of access to us for support as well as the flexibility and customization associated with an individually managed portfolio. All managed accounts are tailored to reflect individual client core values and investment objectives, using proven methods to help clients reach optimal results. Aggregate household minimum: $250,000.

 

Occasionally investing directly at a mutual fund company or utilizing an annuity product may make the most sense for a portion of a client's assets. With our expertise in which products meet financial objectives, an individual's risk tolerance and ethical values, we can often help clients invest in products that match their financial and stewardship concerns. Typically, these are known as commission based products, not managed accounts.

 

Estate Planning Services


Establishing the best way to settle your estate and assuring efficient transfer of assets to your heirs and charitable beneficiaries is what Estate Planning is all about.

We work with clients to develop and implement an estate plan so that you can take control of how your assets are distributed. We help you make sure your values and goals are carried out both during your life, through charitable gifting and annual gifting to family members, and with the final distribution of your estate.

It is wise to have a reasonable idea of your asset level and to take prudent steps to plan for those assets.   While the current Federal Estate Tax exclusion is now over $11 million per person, the Oregon and Washington estate taxes (also known as transfer on death tax) are not.  We do not provide legal services but often work in concert with a client’s attorney to make sure investments are held appropriately for estate planning purposes.


 With an estate plan:

You, rather than the state, decide who receives what share of your assets.

You, rather than the state, determine how and when your beneficiaries will receive inheritances.

You name the executor or trustee to manage your estate, rather than having the court make the appointment.

You have a say in what estate taxes and administrative expenses will be paid, rather than face the potential of high administrative expenses and taxes.

You choose who will serve as guardian for your minor children instead of letting the court appoint the guardian.

You control whether to continue or sell your family business rather than having a forced sale that could end the family business and create financial loss.

Securities America and its representative do not provide legal advice. Please consult the appropriate professional regarding your specific situation.


Retirement Savings
 

Whether it is helping you set up a retirement plan for your business, fund a traditional or Roth IRA or other retirement products, we can help you find ways to grow your retirement assets.

During retirement we help clients with cash flow through managing withdrawal from various investments while giving consideration to income taxes and other issues.

Using investments that are a match for your risk tolerance and time horizon, we can also select to include or avoid certain types of investments based on your core values and convictions.



Education Funds

Starting to invest early for college and remaining consistent can help investors reach their goals.

Savings systems to provide you with needed cash when your children are ready for college. See our resource tab and look under the Investing column for College Investment Options. 

 

College Investment Options 

   

One of our investment objectives is to debunk the myth that such values-based investing leads to compromised financial returns.



We believe
you have every right to expect competitive returns financially while using investment vehicles in line with your values.












































Disclaimer:

The information provided in this web-site is collected from sources believed to be reliable and I provide no warranty, guarantee, or have liability for its contents. The information to follow is not meant to be investment advice or recommendations, and it is not meant as an offer to buy or sell any security.

 

 

 

 

 

 

 

 

 

 

 

 

 

Progressive Asset Management

 

Social & Environmentally Responsible Investment Strategies Since 1987

 

Securities offered through Securities america, Inc., Member FINRA/SIPC, and Advisory Services offered through Securities America Advisors, Inc., and Arbor Point Advisors. Progressive Asset Management, Arbor Point and Securities America are separate entities.